Sinking Funds – What Are They?!
Have you ever heard of sinking funds?! I know I hadn’t before starting my financial freedom journey. I only set mine up this year – and I wish I had started sooner! A sinking fund is a way to mentally and physically allocate your money so as to better protect you and your peace of mind. For me, I have always felt guilty about spending money. I don’t know why or where it stems from, but it’s really hard for me to buy treats, days out or anything fun! Sinking funds allow you to make small, manageable steps toward your ultimate goal in my opinion. What is a Sinking Fund?…
Remember to Take a Break
It allows your body and mind to recharge. Striking a balance between physical activity and taking time for relaxation is crucial in maintaining a healthy body and mind. By engaging in regular exercise and allowing yourself ample time to rest and recharge, you can improve your overall well-being and boost your productivity levels. Remember, taking care of your body and mind is the key to achieving success and leading a fulfilling life. Taking a break: Forbes has. a great post on how to unplug in our busy world, which gives you tips and tricks for taking a break if you’re a naturally busy person. In our fast-paced world, it’s easy…
Airtime Rewards Cashback App
It’s passive, you don’t have to do anything once you have set it all up. Then the money you get rewarded goes straight off your phone bill. A nice little bonus especially at the moment when bills are rising! Which networks does the app work with? You have the option to withdraw your earnings from Airtime Rewards to 8 different networks, namely: 3, EE, giffgaff, Lebara Mobile, Lycamobile, Now PAYG, O2, and Vodafone. If your network is not on the list, withdrawal is impossible. Nevertheless, you can still link to a family member’s account or continue collecting your earnings. This might encourage you to switch to one of the listed…
Panelbase Review 2023: Is it a Good Survey Site?
Panelbase Review 2023: Is it a Good Survey Site? Key Takeaways Online surveys, Online focus groups, Product testing Refer-a-friend program Cash paid via bank transfer Emailed daily with new surveys Rarely screened out £10 minimum account balance required to cash out Get £3.00 Immediately using my referral code below Panelbase is an online research panel that rewards members for participating in surveys. I’ve been a loyal user of Panelbase for several years now. It was one of the first websites I joined, and I continue to use it regularly, which speaks to the website’s high quality. Joining panelbase is easy and simple to do. Simply…
10 Audiobooks for Improving your Finances
These are my top 10 Finance Audiobooks & Podcasts so far in 2022 for improving your finances These have helped me focus, find inspiration and alter my financial mindset so I can work towards my goals. These 10 Inspirational audiobooks/podcasts cover a range of topics from money, productivity, forming new habits, and financial success. 10 Audiobooks for Improving your Finances The High-Performance Podcast – Jake Humphrey We Need to Talk About Money – by Otegha Uwagba How I Invest My Money The Psychology of Money: Timeless Lessons on Wealth, Greed, and Happiness The Money To The Masses Rich Dad Poor Dad The Total Money Makeover: A Proven Plan for…
Energy bill and Council Tax Rebates
This year, reading the news has been a major source of worry for those who are concerned about rising household expenses. Running a home is more expensive than ever due to strong inflation and record energy prices. Recently, several Energy Bill and Council Tax rebates were announced, some of which are available to everyone in the UK. This is wonderful news. It can be challenging to remember what you’re qualified for and when to expect it with the cost of living support being announced thick and fast. We’ve outlined a timeframe for these payments below to make it easier for you to see if you’re on track. Why…
LoyalBe Cashback App
LoyalBe Cashback App LoyalBe Cashback Rewards App is a bank-linked rewards app that focuses on rewarding us for our shopping! Just link your bank account with the app to automatically earn rewards at LoyalBe partner shops- (B&M, Primark, Subway, Starbucks, Greggs and lots more!) when you pay with the linked card (or Apple/Google Pay). LoyalCoins can be redeemed for gift cards from top brands (like those below), and shortly, direct cash back into a bank account! Highlights – Say goodbye to paper loyalty cards and scan your phone for every transaction. – View the latest offers from your favourite retailers. – Connect multiple bank accounts to ensure you’re always…
I am in the newspaper!
I am in the newspaper! Since making my blog I’ve been approached a few times about collaborating with writers and bloggers to tell my story which is quite exciting and very new to me! Money is always hard to talk about, but if I can inspire a few other people & give some ideas to newbies then it’s worth it. That’s why I started my Instagram and website. My first article was in The Mirror and all about my side hustles on the income I make from them all. With the help of other money-saving bloggers, Gemma went on to build up an established network of various ‘side hustles’ which she…
Save Money On Your Water Bill
Save money on your water bill – Energy bills are rising every year, and it seems like we’re always searching for ways to save money. Switching energy suppliers is one way to help reduce your bills, but it’s not the only option. There are many other ways you can lower your water bill costs, from saving water and using greywater, to using the best shower heads for saving water. Taking the steps to save money on your water bills will help you to keep more cash in your pocket. People assume that because you can’t switch water companies, you can’t save. Yet huge savings are still possible when it comes…
Savings: Expectations vs Reality
Expectations vs Reality in Saving So, I want to let you into a little secret… Having savings isn’t everything. All my life I have had a little person in my head telling me not to spend any money, limit what I have and restrict as much as possible. Every little penny I spend I feel guilty for so I have just saved constantly. I would love to be the kind of person that loves to shop and spend, I even feel a bit jealous of people who get in a little debt as they have spent their money on things they want. weird right? So the word I am aiming…
