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Cheddar: The App That Pays You To Shop & Eat Out

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What is the Cheddar Cashback App?

The App Pays You To Shop & Eat Out by collecting and earning cashback.

Earn cashback with the Cheddar app. Cheddar provides a simple method for sending and receiving payments as well as earning rewards on regular transactions. 

I love cashback websites and applications, and Cheddar is one of the simplest to use because you can make money with little to no effort. 

Once you’ve signed up and connected your cards, all that’s left to do is make purchases at participating stores, and Cheddar will automatically reward you with cashback.

This app is similar to Airtime rewards and LoyalBe and can work alongside them – so even more cashback for us! I have them all downloaded on my phone so I see the full benefit whenever I spend online or in-store.


You will automatically be entered into all upcoming weekly prize draws if you register using someone else’s referral code. 

You will receive an additional entry whenever a user account is successfully created using your referral code. You may also earn bonus entries by referring friends. 

Up until the promotion’s end on December 31, 2022, these entries will carry over into subsequent drawings.

Cheddar: The App That Pays You To Shop & Eat Out

House of Fraser, Deliveroo, Sainsbury’s, Ocado, and Sports Direct are among the participating merchants. 
Unlike other applications, Cheddar presently provides cashback on purchases made at Tesco. 
Additionally, if you travel with TFL, you can get paid back if you take the London Underground. 
Offers for cashback are customised for each customer.

What do I need to do?

  • Create a free account and link your bank cards
  • Buy as normal on your cards
  • Having checked in-app for offers
  • Earn money (not points) and withdraw 100% cash back to your linked accounts easily

Cheddar: The App That Pays You To Shop & Eat Out. It’s just passive income, and the retailers you can earn cashback from are ones I would shop at as well. The app works on both Google Play and the App Store, so get downloading!

Why are the cashback rates different across brands?

They are authorised and regulated by the Financial Conduct Authority, so you can trust them. They are always adding new brands to their list too, so keep checking for new shops

Here is the list of banks you can connect to the app to get cashback on your spending.

To view the most recent cashback rates in the Cheddar app, touch the Cashback button; you can also check your total cashback earnings at the top of the page (tap this to see a breakdown of each transaction and to redeem the cashback). 

To redeem, you must accumulate a minimum of £1 in cashback. Once you do, the funds will be deposited right away into your bank account.


You can also refer your friends and family and receive £1 for every referral.

You will also be entered into a raffle every week!!

My code is – HSMONEY 


If you want to look at other ways to earn cashback on your everyday spending have a look at these other blog posts

Brand New Super Cashback App

LoyalBe Cashback App

Airtime Rewards App


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