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Sinking Funds – What Are They?!
Have you ever heard of sinking funds?! I know I hadn’t before starting my financial freedom journey. I only set mine up this year – and I wish I had started sooner! A sinking fund is a way to mentally and physically allocate your money to protect you and your peace of mind. . For me, I have always felt guilty about spending money. I don’t know why or where it stems from, but it’s really hard for me to buy treats, days out or anything fun! Sinking funds enable you to take small, manageable steps toward your ultimate goal, In my opinion. What is a Sinking Fund? They are basically…
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Remember to Take a Break
It allows your body and mind to recharge. Striking a balance between physical activity and taking time for relaxation is crucial in maintaining a healthy body and mind. By engaging in regular exercise and allowing yourself ample time to rest and recharge, you can improve your overall well-being and boost your productivity levels. Remember, taking care of your body and mind is the key to achieving success and leading a fulfilling life. Taking a break: Forbes has. a great post on how to unplug in our busy world, which gives you tips and tricks for taking a break if you’re a naturally busy person. In our fast-paced world, it’s easy…
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Airtime Rewards Cashback App
It’s passive, you don’t have to do anything once you have set it all up. Then the money you get rewarded goes straight off your phone bill. A nice little bonus especially at the moment when bills are rising! Which networks does the app work with? You have the option to withdraw your earnings from Airtime Rewards to 8 different networks, namely: 3, EE, giffgaff, Lebara Mobile, Lycamobile, Now PAYG, O2, and Vodafone. If your network is not on the list, withdrawal is impossible. Nevertheless, you can still link to a family member’s account or continue collecting your earnings. This might encourage you to switch to one of the listed…
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Panelbase Review 2025: Is it a Good Survey Site?
Panelbase Review 2025: Is it a Good Survey Site? Key Takeaways Online surveys, Online focus groups, Product testing Refer-a-friend program Cash paid via bank transfer Emailed daily with new surveys Rarely screened out £10 minimum account balance required to cash out Get £3.00 Immediately using my referral code below Panelbase is an online research panel that rewards members for participating in surveys. I’ve been a loyal user of Panelbase for several years now. It was one of the first websites I joined, and I continue to use it regularly, which speaks to the website’s high quality. Joining panelbase is easy and simple to do. Simply…
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Best Finance Audiobooks & Podcasts UK Money Lovers Are Listening To (2026 Guide)
If you’re anything like me, you love learning about money, but only if it’s fun, relatable, and actually useful! Whether you’re trying to save more, clear debt, build wealth or just understand investing without the jargon, audio content (audiobooks + podcasts) can be a game changer, especially for commutes, chores, or just winding down at night. In this post, we’ll explore the Best Finance Audiobooks & Podcasts UK money lovers are listening to. Here’s my roundup of the top finance audiobooks you can grab on Amazon (Audible) and must-listen UK podcasts that will help you take control of your money These recommendations focus on the Best Finance Audiobooks & Podcasts…
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I am in the newspaper!
I am in the newspaper! Since making my blog, I’ve been approached a few times about collaborating with writers and bloggers to tell my story, which is quite exciting and very new to me! Money is always hard to talk about, but if I can inspire a few other people & give some ideas to newbies, then it’s worth it. That’s why I started my Instagram and website. My first article was in The Mirror and all about my side hustles on the income I make from them all. With the help of other money-saving bloggers, Gemma went on to build up an established network of various ‘side hustles’ which she…
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Save Money On Your Water Bill
Save money on your water bill – Energy bills are rising every year, and it seems like we’re always searching for ways to save money. Switching energy suppliers is one way to help reduce your bills, but it’s not the only option. There are many other ways you can lower your water bill costs, from saving water and using greywater to using the best shower heads for saving water. Taking the steps to save money on your water bills will help you keep more cash in your pocket. People assume that because you can’t switch water companies, you can’t save. Yet huge savings are still possible when it comes to…
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Savings: Expectations vs Reality
Expectations vs Reality in Saving So, I want to let you in on a little secret… I Having savings isn’t everything. All my life, I have had a little person in my head telling me not to spend any money, limit what I have and restrict as much as possible. Every little penny I spend, I feel guilty for so I have just saved constantly. I would love to be the kind of person who loves to shop and spend, I even feel a bit jealous of people who get in a little debt, as they have spent their money on things they want. wierd right? So the word I…
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Make Money with RedWigWam
Make Money With RedWigWam Mystery Shopping What is Redwigwam? RedWigWam brings hirers and workers from across the UK together for part-time and temp roles. These roles can last between 30 minutes and up to a couple of months, and require a range of skills. RedWigWam take your skills, jobs, location and available time and shows you the jobs which match you! Let’s see how to Make Money with RedWigWam. I downloaded the app last year during Lockdowns, and have so far completed about 10 jobs with them and earned up to £200. The jobs I have completed are Merchandise Quick In-Store Stock Check Taste and Review Online Product Reviewer My…
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Top Tips For Saving Money In 2025
You might be surprised to learn how much you can save in the UK when you’re smart about your spending decisions. The reality is that if you’re not careful, you’ll spend more than you need to on things like utilities, food, entertainment, and even travel expenses—no matter where you live in the country or what your income level happens to be. Fortunately, this doesn’t have to be the case. Let’s see below for more details about Top Tips For Saving Money In 2025. Set Goals Every Month So You Have Something To Work Towards Once you know what kind of lifestyle you want to achieve, start setting goals every month.…
