Help with Bills
Struggling with rising bills? Our Help with Bills category is here to provide you with actionable advice and resources to reduce your monthly expenses. Explore practical tips on how to lower your utility bills, negotiate better rates, and find assistance programs that can ease your financial burden. Whether you're dealing with rent, electricity, or medical expenses, you'll find the guidance you need to take control of your bills and keep more money in your pocket.
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Nous Review 2025: How This Smart Savings Platform Cuts Your Household Bills
Introduction to Nous Nous: The Savings Platform That Cuts Your Household Bills Nous emerges as a valuable ally in this endeavour, designed specifically to help users navigate the often complex world of utility bills and other financial obligations. At its core, Nous aims to simplify the process of understanding and managing bills in the UK, offering users the opportunity to reduce energy bills and other expenses efficiently. Nous operates as a user-friendly platform that streamlines the management of various household costs, including utilities, subscriptions, and insurance. By leveraging advanced technology, Nous enables users to gain insights into their spending patterns and identify areas where savings can be achieved. For those…
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Energy Efficient Appliances for your Kitchen
Given the cost-of-living crisis, we’re all becoming more conscious of how much our appliances cost to run, so I have compiled a list of energy-efficient appliances to help you save money It can be expensive to upgrade your home appliances. You can, however, save money in the long run by choosing wisely. A new appliance’s rating is an important factor to consider before purchasing it. Under current EU law, all appliances you buy must carry an energy-efficiency label. Energy Efficient Appliances for your Kitchen – Ratings from A-G The ratings go from A (green and most efficient) to G (red and least efficient). How do energy efficiency labels work? Energy…
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House Hacking In The UK
Have you come across a term called “house hacking”? It’s commonly used in the US to describe a method used to try and self-finance a mortgage. But is house hacking in the UK a possibility? In this insight, we will cover what house hacking is, and if it’s possible to house hack in the UK. Key Takeaways House hacking in the UK will go some way to paying your mortgage costs, but possibly not all. You can benefit from the rent-a-room scheme allowing you to earn tax-free income from your house hack. Most lenders allow lodgers in the house, but you must also be a resident of the property. UK…
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Self Employment Tax Guide
Self Employment Tax Guide Running a business and paying tax Self Employment Tax Guide – Being self-employed means: Running your own business Being responsible to work out and pay your tax Dealing with HM Revenue and Customs I have been self-employed for around 8 years now and I know when I first started with my Etsy business @gembobs_crafts I didn’t have a clue what to do with Tax & I found HMRC scary! I thought I would help you learn a few of the basics to get started… Side hustle tax basics What is self-employment & a self-assessment tax return? If you earn over ÂŁ1,000 through side hustles, you will…
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Free Food with these Handy Apps
Download and sign up for cashback apps which offer you money back on selected purchases. Get free food with these handy apps below. These food apps work with brands that pay them for generating sales, and some of that money is passed on to you when you buy the food and claim back the money with your food receipt. If you’re shopping in the big supermarkets anyway, check the apps beforehand and note any freebies and discounts you can utilise before you go. I have personally used it for years, getting completely free food and free drinks and using it alongside their loyalty schemes, you can grab a bargain. …
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Sinking Funds – What Are They?!
Have you ever heard of sinking funds?! I know I hadn’t before starting my financial freedom journey. I only set mine up this year – and I wish I had started sooner! A sinking fund is a way to mentally and physically allocate your money to protect you and your peace of mind. . For me, I have always felt guilty about spending money. I don’t know why or where it stems from, but it’s really hard for me to buy treats, days out or anything fun! Sinking funds enable you to take small, manageable steps toward your ultimate goal, In my opinion. What is a Sinking Fund? They are basically…
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Airtime Rewards Cashback App
It’s passive, you don’t have to do anything once you have set it all up. Then the money you get rewarded goes straight off your phone bill. A nice little bonus especially at the moment when bills are rising! Which networks does the app work with? You have the option to withdraw your earnings from Airtime Rewards to 8 different networks, namely: 3, EE, giffgaff, Lebara Mobile, Lycamobile, Now PAYG, O2, and Vodafone. If your network is not on the list, withdrawal is impossible. Nevertheless, you can still link to a family member’s account or continue collecting your earnings. This might encourage you to switch to one of the listed…
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Energy bill and Council Tax Rebates
This year, reading the news has been a major source of worry for those who are concerned about rising household expenses. Running a home is more expensive than ever due to strong inflation and record energy prices. Recently, several Energy Bills and Council Tax rebates were announced, some of which are available to everyone in the UK. This is wonderful news. It can be challenging to remember what you’re qualified for and when to expect it with the cost of living support being announced thick and fast. We’ve outlined a timeframe for these payments below to make it easier for you to see if you’re on track. Why is the…
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🏡 Where to Find Cheap Housing in the UK (Even During a Housing Crisis)
Cheap Housing in the UK The UK housing crisis is no secret — rising rent prices and a shortage of affordable homes have left many people struggling to find somewhere safe and secure to live. But here’s the good news: there are alternative options out there if you know where to look. These lesser-known websites and schemes can help you find cheaper accommodation or even a temporary place to stay while saving money. I’ve moved more than 25 times (yes, really!) and spent years researching how to find affordable housing across the UK. From live-in guardian schemes to direct landlord rentals, I’ve tested all sorts of ways to save money…
