Invest your savings by yourself and start making money. There are two types of investing: active and passive. The former involves attending investment conferences, researching different stocks, and trying to decide which one to pick. Active investing is quite a rigorous process since you need to do the research yourself and make cost-benefit comparisons while being sure not to get carried away with excitement. This can all be done on your own, but why would you want to? Passive investing is a much less intense way to invest because it relies on the work of others—online Robo advisors—to do all the heavy lifting for you (and usually does better). But…