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Manage Your Money Finance Course
Original price was: £90.00.£60.00Current price is: £60.00.
Description
Your First Step to Financial Wellness with this jam-packed finance course that will set you up with confidence and a healthy attitude to money.
We’re a group of 8 passionate women who’ve each had our financial challenges, and now we’re here to share what we’ve learned.
We know first-hand how overwhelming managing money can feel. We’ve each been in situations where we struggled to figure it out – and now we’re here to make sure you don’t have to go through it alone.
Our collective voice is one of empowerment, support, and clear, jargon-free education.
- 8 Expert Instructors
- 345 Videos
- 14 PDF Worksheets – Free of charge
- 2 bonus webinars
- 15 Modules
What you will learn on the finance course
Introduction
Welcoming you to the course
02 Foundational Financial Skills – Budgeting
Creating an intentional budget that works for you
Budgeting Basics
What the heck is budgeting?
What goes into a budget?
Benefits of budgeting
Common misconceptions of budgeting
Different types of budget
Creating a budget
Zero-Based Budget
50/30/20 Budget
Buckets Budget
Priority-Based Budget
Cash Envelopes
A budget perfect for you
Choosing your method
Test yourself
How to track your budget
Tracking your budget
Common ways to track a budget
Key elements in a budget
Building a budget from scratch
Budgeting top tips
Maximising your budget
Payday routine
Inconsistent income
Bills Calendar
Budget Printable
03 – Foundational Financial Skills – Sinking Funds
What are they and why are they so useful?
Sinking funds
What we’ll be covering
What is a sinking fund?
Types of sinking fund
Sinking fund examples
So how can sinking funds help us?
Example
Where’s best to put your sinking fund?
Where to put it
04 – Foundational Financial Skills – Emergency Funds
What is an emergency fund, and why is it so important?
Emergency Funds
What we’ll be covering
What is an emergency fund?
Why do you need an emergency fund
Essential living expenses
What it shouldn’t cover
How much should you have?
How to build an emergency fund
Where to keep your emergency fund
Common mistakes
What your emergency fund is for
Emergency Fund Savings Tracker
05 – Income Management – Payslips
How to read your payslip with confidence
Understanding your payslip
What we’ll be covering
Your payslip
Your right to a payslip
Elements of a payslip
Test yourself
Understanding the elements on a payslip
House-keeping
Example payslip
Gross pay vs. net pay
Tax codes
PAYE (Pay As You Earn)
National Insurance
Pensions
Pension tips
Student loans
Understanding your payslip
Keeping your payslip
It’s all you, boo
If numbers aren’t your cuppa
Resources
06- Debt & Credit Management – Debt Jargon
Understanding debt terminology
Debt jargon & repayment methods
What we’ll be covering
Debt repayment methods
Debt snowball method
Debt avalanche method
My debt payoff method
Your debt payoff method
Priority debts
Debt jargon
AER
APR
CCJ & debt consolidation
Debt Management Plan
DPP & DRO
IVA
Good debt vs bad debt
Snowflake payments
Debt Info Printable
Resources
07 Debt & Credit Management – Tackling Debt
Why we find ourselves in debt and the steps we can take to tackle it.
Debt
Why do people get into debt
The effects of debt
Good and bad debt
A lack of financial education
Keeping up with the Joneses
Poor money management
Changing your mindset
The scarcity mindset
Create an abundance mindset
Facing your debt
Face that debt
Once you’ve totalled your debt…
Credit card interest
Debt consolidation
Additional help and support
Staying motivated
Motivation and consistency
Motivation boosters
Debt Tracker
Resources
08 Debt & Credit Management – Credit Cards
Unravelling everything you need to know about using credit cards as part of your financial toolkit
Credit cards
What we’ll be covering
How does a credit card work?
Pros and cons of credit cards
Is a credit card right for you?
Before you apply…
Get clued up on credit checks
Choosing your provider
Types of credit cards
Charges and fees
Credit card application process
How to manage credit responsibly
Credit card best practices
Resources
09 Debt & Credit Management – Credit Scores
Demystifying credit scores, what they mean, how they’re used, and how to improve your score
Credit scores
Why is a credit score important?
How is your credit score calculated?
Where can you check your credit score?
Credit report sites
How to get incorrect information removed
What is a good credit score?
What does a good credit score look like?
What will negatively impact your credit score?
How to improve your credit score
Resources
10 Household Money & Frugality – Couples Budgeting
How to effectively manage your money together
Budgeting as a couple
What we’ll be covering
Why budget as a couple
What’s different about budgeting as a couple
Budgeting as a couple: 9 simple steps
Communicate openly about finances
Set common goals
Choosing a budgeting tool that’s right for you
Deciding on your approach to budgeting
Create your joint budget
Decide on a banking system
Financial abuse
Financial independence
Review and adjust regularly
Couple’s budget planner
Resources
11 Household Money & Frugality – Bills Audit
What is a bill’s audit, and how does it benefit your finances?
Bills audit
What we’ll be covering
What is a bill’s audit?
Why is it important?
The process of a bill’s audit
How to conduct a bill’s audit
What you need
Getting started
Reviewing specific expenses
PSA
Other things to note
Mortgages
Council tax
Water rates
Gas & electricity
Insurances
Internet
TV packages
Mobile phones
TV licence
Subscriptions
General tips for reviewing expenses
Reviewing debt repayments
Update your budget
What should I do with the savings?
How often should I do it?
Bills Examples
Bills Audit Worksheet
Supplier Info Sheet
12 Household Money & Frugality – Frugal Living
How to make savvy choices that help you stretch your budget further and reach your financial goals
Frugal living
Home basics
Basic budget
Saving energy
Saving water
Use public transport or walk
Minimalism
Savvy spending
Vouchers and discounts
Cashback opportunities
Loyalty programs
Other savvy things
Challenges
No spend days
Budget weeks
Start a change jar
Little extras
Comping/giveaways
Sell on Vinted/eBay
Freebies
Learning skills
Learn skills online
Make do and mend
Use the library
Secondhand shopping
Freebies template
Resources
13 Household Money & Frugality – Frugal Food
Cut food costs and save on your monthly grocery bill
Frugal food
Why focus on food?
Meal planning
Why should I meal plan?
How to meal plan
Batch cooking
Shop smart
Shopping smart
Cooking from scratch
Tips for cooking from scratch
Reduce food waste
Reducing food waste
More smart ways to save
Meal Planner
Resources
14 Mindset – Impulse Spending
Unpicking and understanding the reasons we spend impulsively
Impulse spending
What is impulse spending?
How does it affect our finances?
Why do we impulsively spend?
Identifying your triggers
Tips to help you tackle impulse spending
Tackling your triggers
Emotional triggers
External influences
Marketing ploys
Disorganisation
It’s addictive
Convenience
Questions to ask before you buy
Should I buy this?
Journal Prompts
15 Mindset – Goal Setting
Let’s learn how to smash your goals!
Goal setting
Why you should set goals
Common goal setting mistakes
Common mistakes
Reflecting on past goals
Questions to ask yourself
How to set goals
Specific
Measurable
Meaningful
Actionable
Relevant
Time-bound
Evaluate
Reward
Habits and systems
How to stay on track
Bucket list…
Setting joint goals
Bucket List printable
16 An Introduction to Saving – ISAs
What is an ISA, and choosing the right one for you
ISAs
What is an ISA?
Types of ISAs
How do you know the right ISA for you?
Some examples of platforms
What to look for
Cash ISAs
An example of easy-access savings account
An example of cash ISA
Resources
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